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Rates
EFFECTIVE December 24, 2009
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TIER I |
TIER II |
TIER III |
TIER IV |
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$.01 -
$4,999.99 |
$5,000 - $24,999.99 |
$25,000 - $99,999.99 |
$100,000 & Over |
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| I. PASSBOOK SAVINGS |
0.50% |
0.90% |
0.95% |
1.00% |
Rate |
| (FDIC INSURED) |
0.50% |
0.90% |
0.95% |
1.00% |
APY |
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$800 -
$4,999.99 |
$5,000 - $24,999.99 |
$25,000 -
$99,999.99 |
$100,000 &
Over |
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| II. SUPER NOW ACCOUNTS |
0.40% |
0.55% |
0.65% |
0.85% |
Rate |
| (FDIC INSURED) |
0.40% |
0.55% |
0.65% |
0.85% |
APY |
| (Min Bal $300, Ave Bal $500, or SC $4) |
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| (Unlimited checks-Corp not Elig) |
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$.01 -
$4,999.99 |
$5,000 -
$24,999.99 |
$25,000 -
$99,999.99 |
$100,000 &
Over |
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| III. MONEY MARKET ACCT |
0.50% |
0.90% |
0.95% |
1.00% |
Rate |
| (FDIC INSURED) |
0.50% |
0.90% |
0.95% |
1.00% |
APY |
| (Ave Bal $2500, or SC $6+.50 per Tr.) |
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| (3 checks, 3 pre-auth, unlim in person) |
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$500 THRU |
$5,000 THRU |
$25,000 THRU |
$50,000 & |
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TERM |
$4,999.99 |
$24,999.99 |
$49,999.99 |
OVER |
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| IV. CERTIFICATES OF DEPOSIT(FDIC INSURED) |
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3 MONTH |
1.05% |
1.20% |
1.25% |
1.30% |
Rate |
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1.05% |
1.21% |
1.26% |
1.31% |
APY |
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6 MONTH |
1.25% |
1.40% |
1.45% |
1.50% |
Rate |
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1.26% |
1.41% |
1.46% |
1.51% |
APY |
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9 MONTH |
1.35% |
1.50% |
1.55% |
1.60% |
Rate |
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1.36% |
1.51% |
1.56% |
1.61% |
APY |
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12 MONTH |
1.55% |
1.70% |
1.75% |
1.80% |
Rate |
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1.56% |
1.71% |
1.76% |
1.81% |
APY |
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18 MONTH |
1.80% |
1.95% |
2.00% |
2.05% |
Rate |
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1.81% |
1.96% |
2.02% |
2.07% |
APY |
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24 MONTH |
2.00% |
2.15% |
2.20% |
2.25% |
Rate |
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2.02% |
2.17% |
2.22% |
2.27% |
APY |
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30 MONTH |
2.05% |
2.20% |
2.25% |
2.30% |
Rate |
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2.07% |
2.22% |
2.27% |
2.32% |
APY |
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48 MONTH |
2.25% |
2.40% |
2.45% |
2.50% |
Rate |
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2.27% |
2.42% |
2.47% |
2.52% |
APY |
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60 MONTH |
2.75% |
2.90% |
2.95% |
3.00% |
Rate |
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2.78% |
2.93% |
2.98% |
3.03% |
APY |
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| CD SPECIALS: 14 Month 2.10%. with checking or savings account |
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| 42 MONTH JUMPUP *********** 2.35%
RATE ------- 2.37% APY |
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Rates subject to change at any time.
*APY=Annual Percentage Yield SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL OF CERTIFICATES.
For more rates and terms call 701-324-4611 or 888-420-2803 |
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