Checking Products

FREE CHECKING

• No minimum balance
• No service charge
• No per check fee
• Imaged checks for proof of payment
• Free $2000 accidental death insurance policy

SUPER NOW ACCOUNT

• Interest on average balances maintained over $800
  
• Interest paid monthly
  
• Imaged checks for proof of payment
  
• Minimum balance of $300 or average balance of $500 to be maintained
     or a $4 service charge will be assessed
  
• Senior citizens, age 60 and over, will have no service charges
  
• Free $2000 accidental death insurance policy

MONEY MARKET ACCOUNT

• Interest on all balances
• Three checks per month
• Three pre-authorized withdrawals
• Interest paid monthly
• Imaged checks for proof of payment
• Free $2000 accidental death insurance policy
• Average balance of $2500 to be maintained or $6 service charge plus $ .50 per transaction

Back to the top

Special accounts:

HERITAGE GOLD CLUB

• Available to all our friends and neighbors 50 years or better. You may choose one of the following methods to be eligible to join!
  • A balance of $1500.00 or more in a regular savings, checking, or NOW account
  • $5000.00 or more in a certificate of deposit
  • $10.00 monthly maintenance fee is qualifying balances are not maintained

BENEFITS

• Free checking
• Free personalized Heritage Gold Club checks
• Free cashier’s checks or money orders
• Notary service, discount on wire transfers
• Safety deposit box rental discount
• 10 free photocopies per month
• Free lamination services – 2 per month
• Free membership card
• Free $2000 accidental death insurance policy
• Free movies, luncheons, classes, seminars and more!
• Special vacation trips and tours
• Savings account bonus – For newborn grandchildren we will open a $5.00 savings account and for twins a $50.00 savings account!
• Coffee time! As a new member you will receive the official Heritage Gold Club mug which entitles you to coffee on us at designated restaurants
• A quarterly newsletter

LIFESTYLE BANKING

• Qualifications:
  • $3500 monthly average balance in a passbook savings account OR
  • $2500 monthly average balance in a checking account

BENEFITS

• Free Lifestyle banking checks
• Free $2000 accidental death insurance policy
• Line of credit checking
• Lifestyle Dollars purchase travel benefits
  • An $8.50 monthly fee if qualifying balance is not maintained.

Back to the top